| 0% down payment (With a good credit history & provable income) 100% mortgage programs are available to many people who still rent, without knowing that they can afford the mortgage. Call in to see if you are in that group.
5% to 20% down payment - high ratio mortgages for employed and self-employed. Even though you may be commission based or self employed, unlike ever before, it is possible to buy with as little as 5%. (Good credit, in business for more than 2 years, business license or articles of incorporation, latest Notice of Assessment to prove no income tax owed.
20% and up - conventional mortgages |